Ordinary Deposit
Suitable for daily balances and flexible use.
SOIBANK PUBLIC INFORMATION
Ordinary Deposit Rate
Ordinary deposits are designed for everyday money management. Funds can be used for transfers, card payments and settlement services at any time.
Interest Calculation
Interest is calculated according to daily balance and credited according to applicable account rules.
| Item | Eligible Account | Reference Rate | Notes |
|---|---|---|---|
| SGD Ordinary Deposit | Personal / Business | 0.18% p.a. | Calculated based on daily balance. |
| USD Ordinary Deposit | Multi-currency Account | 1.20% p.a. | Currency conversion costs may apply. |
| SOI Smart Account | Member Account | Up to 0.35% p.a. | Available when account activity conditions are met. |
